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Insurers to check PESEL reservation before selling policies

New rules allow insurance companies to check if your PESEL number is reserved before selling you mandatory insurance, like car insurance. If the PESEL is reserved, the insurer may refuse to conclude the contract, which aims to protect against fraud.
Key points
Insurance companies can now check if your PESEL is reserved before selling mandatory policies.
If your PESEL is reserved, you might face difficulties buying mandatory insurance.
Insurers and the Insurance Guarantee Fund gain access to the PESEL reservation register.
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VOTING RESULTS
2025-07-09
For 434
Against 0
Abstain 0
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Status:
Enacted
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Additional Information
Print number: 10_1343
Process start date: 2025-06-10
Voting date: 2025-07-09
Meeting no: 38
Voting no: 21