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Verification of blocked PESEL numbers for insurance contracts

The act allows insurers to check whether a customer's PESEL number is blocked in the civil registry before signing a contract. This helps insurance companies better protect themselves against identity fraud.
Key points
Insurers gain access to the registry of blocked PESEL numbers before concluding a contract.
If the PESEL is blocked, the insurer is not required to sign the contract under standard terms.
The change aims to protect against insurance fraud using stolen or fake identities.
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VOTING RESULTS
2025-07-09
For 434
Against 0
Abstain 0
Full voting results open_in_new
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Status:
Became Law
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Additional Information
Rządowy projekt ustawy o zmianie ustawy o ubezpieczeniach obowiązkowych, Ubezpieczeniowym Funduszu Gwarancyjnym i Polskim Biurze Ubezpieczycieli Komunikacyjnych oraz ustawy o ewidencji ludności.
Print number: PROJEKT USTAWY 1343
Process start date: 2025-06-10
Voting date: 2025-07-09
Voting no: 21
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: kimi-k2.5
Source data: api.sejm.gov.pl
AI work logs for this document launch
Summary & Status

Key Questions about Verification of blocked PESEL numbers for insurance contracts

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is PROJEKT USTAWY 1343.

When did the legislative process begin?

The process officially started on 2025-06-10.

What are the main provisions?

Key points include:

  • Insurers gain access to the registry of blocked PESEL numbers before concluding a contract.
  • If the PESEL is blocked, the insurer is not required to sign the contract under standard terms.
  • The change aims to protect against insurance fraud using stolen or fake identities.

What is the specific legal status?

The current status is Became Law.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Where is the official voting record?

The official roll call vote is recorded at: voting record

What is the latest detailed status?

The latest detailed status is: Uchwalono

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-09-07.

Analysis and Potential Impact of PROJEKT USTAWY 1343

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

CATEGORIES

Security Economy