New Rules for Checking Bank and Credit Union Account Holders' Status
This act changes how banks and Credit Unions (SKOK) verify if their clients are alive. After 5 years of account inactivity, banks and SKOKs will be required to check the PESEL system to confirm if the account holder is alive. In case of a client's death, these institutions will be able to obtain the date of death, simplifying the management of inactive accounts and inheritance processes.
Key points
Banks and SKOKs will be obliged to check the PESEL system to confirm if an account holder is alive after 5 years of no account activity.
In the event of a client's death, banks and SKOKs will be able to obtain the date of death from the PESEL system.
The changes apply to bank accounts, cooperative bank membership shares, and SKOK accounts.
New regulations aim to facilitate the management of inactive accounts and inheritance procedures.
60%
VOTING RESULTS
2025-07-25
For
260
Against
175
Abstain
1
Status:
Enacted
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