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Housing reforms: student dorms, savings rules and local funding

The act introduces comprehensive changes to housing support systems. It expands financing for student dormitories, modifies rules for housing savings accounts (lower deposits and the abolition of the age limit), adjusts social housing initiatives regulations, and increases funding limits for local governments. Property appraisers will receive new digital ID cards, and the 2% safe mortgage program is being discontinued.
Key points
Public universities can now apply for subsidies to build or renovate student and doctoral student housing, with specific room standards and income limits for tenants.
Monthly minimum deposit for housing savings accounts reduced from PLN 500 to PLN 300, and the 45-year age limit for opening accounts is abolished; deposits must now be made by the last working day of each month.
Social housing initiatives must guarantee municipalities representation on their supervisory boards, and rent increases require an opinion from the supervisory board until this change is implemented.
The restriction period for selling publicly supported housing extended from 15 to 25 years, with new income thresholds for tenants based on household size.
Property appraisers will receive personalized ID cards with photos, and eventually mobile versions in the mObywatel app.
Maximum municipal funding for housing projects increased from 15% to 25% of costs, and up to 35% in certain cases.
The 'safe 2% mortgage' program is closed to new applications after the act enters into force.
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53%
VOTING RESULTS
2025-07-09
For 234
Against 181
Abstain 23
Full voting results open_in_new
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Status:
Became Law
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Additional Information
Rządowy projekt ustawy o zmianie ustawy o społecznych formach rozwoju mieszkalnictwa oraz niektórych innych ustaw.
Print number: PROJEKT USTAWY 1382
Process start date: 2025-06-24
Voting date: 2025-07-09
Voting no: 59