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New rules for the cryptocurrency market: greater safety and investor protection

The act introduces clear rules for the crypto-asset market in Poland, increasing the safety of cryptocurrency investors. The new regulations provide citizens with better legal protection, including the right to seek help from the Financial Ombudsman and the protection of their funds if an intermediary goes bankrupt.
Key points
Protection against seizure: Your cryptocurrencies and funds held by a crypto-asset service provider cannot be seized by a bailiff to pay off that provider's debts.
Financial Ombudsman support: As a retail client, you gain the right to file official complaints and seek assistance from the Financial Ombudsman in disputes with crypto companies.
Blocking scams: The Polish Financial Supervision Authority (KNF) can quickly block suspicious accounts and maintain a register of illegal websites that internet providers must block.
Liability for false information: Crypto issuers will be legally liable for providing false or incomplete information in their information documents (whitepapers).
Harsh penalties for fraudsters: Operating a crypto business without a license or committing information fraud can lead to multi-million fines and up to 5 years in prison.
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56%
VOTING RESULTS
2025-12-05
For 243
Against 192
Abstain 0
Full voting results open_in_new
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Status:
Vetoed
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Additional Information
Rządowy projekt ustawy o rynku kryptoaktywów.
Print number: PROJEKT USTAWY 1424
Process start date: 2025-07-07
Voting date: 2025-12-05
Voting no: 75