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Changes to compulsory insurance: new rules for terminating policies

This law changes the rules for motor and farm liability insurance. The key change is that a new owner or holder of a vehicle or farm can now terminate the previous owner's insurance policy, and the policy will end on the date specified in the termination notice, not just at the end of the insurance period.
Key points
When buying a used car, you can terminate the previous owner's liability policy, and the insurance will end on the date stated in the termination notice.
A new holder of a farm can terminate the previous farmer's liability insurance, and the insurance will end on the date stated in the termination notice.
The same rules apply to farm building insurance – the new holder can terminate the policy, and the insurance will end on the date stated in the termination notice.
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59%
VOTING RESULTS
2025-08-05
For 258
Against 0
Abstain 179
Full voting results open_in_new
gavel
Status:
Became Law
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Additional Information
Rządowy projekt ustawy o zmianie ustawy o ubezpieczeniach obowiązkowych, Ubezpieczeniowym Funduszu Gwarancyjnym i Polskim Biurze Ubezpieczycieli Komunikacyjnych.
Print number: PROJEKT USTAWY 1436
Process start date: 2025-07-08
Voting date: 2025-08-05
Voting no: 145
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: deepseek-v4-pro
Source data: api.sejm.gov.pl
AI work logs for this document launch
Summary & Status

Key Questions about Changes to compulsory insurance: new rules for terminating policies

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is PROJEKT USTAWY 1436.

When did the legislative process begin?

The process officially started on 2025-07-08.

What are the main provisions?

Key points include:

  • When buying a used car, you can terminate the previous owner's liability policy, and the insurance will end on the date stated in the termination notice.
  • A new holder of a farm can terminate the previous farmer's liability insurance, and the insurance will end on the date stated in the termination notice.
  • The same rules apply to farm building insurance – the new holder can terminate the policy, and the insurance will end on the date stated in the termination notice.

What is the specific legal status?

The current status is Became Law.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Where is the official voting record?

The official roll call vote is recorded at: voting record

What is the latest detailed status?

The latest detailed status is: Uchwalono

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-07-16.

Analysis and Potential Impact of PROJEKT USTAWY 1436

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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