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Changes in penalties for lack of insurance: more flexibility for UFG

The law changes the rules on penalties for not having mandatory third-party liability insurance. From now on, the Insurance Guarantee Fund (UFG) will be able to, but will not be required to, impose a fine for lacking insurance. This means that in some situations, the fine may not be imposed, providing more flexibility.
Key points
The UFG will gain the option to waive imposing a fine for lack of insurance, instead of being obligated to impose it.
The change also applies to proceedings that are already ongoing but not yet concluded before the new regulations take effect.
The law will come into force 14 days after its announcement.
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54%
VOTING RESULTS
2025-09-26
For 230
Against 195
Abstain 0
Full voting results open_in_new
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Status:
Vetoed
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Additional Information
Rządowy projekt ustawy o zmianie ustawy o ubezpieczeniach obowiązkowych, Ubezpieczeniowym Funduszu Gwarancyjnym i Polskim Biurze Ubezpieczycieli Komunikacyjnych.
Print number: PROJEKT USTAWY 1607
Process start date: 2025-08-04
Voting date: 2025-09-26
Voting no: 83
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: deepseek-v4-flash
Source data: api.sejm.gov.pl
AI work logs for this document launch
Summary & Status

Key Questions about Changes in penalties for lack of insurance: more flexibility for UFG

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is PROJEKT USTAWY 1607.

When did the legislative process begin?

The process officially started on 2025-08-04.

What are the main provisions?

Key points include:

  • The UFG will gain the option to waive imposing a fine for lack of insurance, instead of being obligated to impose it.
  • The change also applies to proceedings that are already ongoing but not yet concluded before the new regulations take effect.
  • The law will come into force 14 days after its announcement.

What is the specific legal status?

The current status is Vetoed.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Where is the official voting record?

The official roll call vote is recorded at: voting record

What is the latest detailed status?

The latest detailed status is: Wniosek Prezydenta (weto)

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-07-16.

Analysis and Potential Impact of PROJEKT USTAWY 1607

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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