Streamlining Swiss Franc Loan Court Cases for Consumers
This draft law aims to accelerate court proceedings concerning Swiss franc loans. It introduces an automatic suspension of loan repayments upon serving a lawsuit to the bank and facilitates the settlement of mutual claims within a single proceeding, intending to reduce waiting times for judgments and lower costs for citizens.
Key points
Automatic Loan Repayment Suspension: Consumers suing banks over Swiss franc loans will not have to make repayments from the moment the lawsuit is served until the final resolution of the case. This aims to relieve courts from handling interim injunction requests.
Simplified Claims Settlement: Banks will be able to raise counterclaims until the end of the second-instance proceedings, allowing for comprehensive settlement within a single process and reducing the number of separate lawsuits.
Partial Refund of Court Fees: Parties who withdraw a lawsuit or appeal within 6 months of the law's entry into force will receive a refund of half the court fees paid. This is intended to encourage quicker resolution of disputes.
Faster Case Processing: Courts will be able to hear Swiss franc loan cases in closed sessions and examine witnesses and parties in writing or remotely, streamlining and accelerating the process.
Single-Judge Panels: In the second instance, Swiss franc loan cases will be heard by a single judge, aiming to increase the efficiency of appellate courts, except for particularly complex cases.
Status:
In Progress
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