What is the official ID of this bill?

The official print number for this legislation is PROJEKT USTAWY 1797.

When did the legislative process begin?

The process officially started on 2025-10-09.

Where can I read the full text of this legislation?

The full official text is available at: https://api.sejm.gov.pl/sejm/term10/processes/1797/attachment/1797_u3.pdf

Where is the official voting record?

The official roll call vote is recorded at: https://api.sejm.gov.pl/sejm/term10/votings/46/22

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-09-07.

What is the latest detailed status?

The latest detailed status is: Wniosek Prezydenta (weto)

Analysis and Potential Impact of PROJEKT USTAWY 1797

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Insurance: new rules for customer communication

Q: What are the main provisions?

Key points include: Insurers must inform about claim denials in paper form unless the customer consents to email. When taking out insurance, customers must confirm in writing or on a durable medium that they have read the warnings. If compensation is denied, the insurer must specify exact reasons and legal basis. New rules also apply to the Insurance Guarantee Fund – information about benefit approval or denial also on paper. Insurers must inform customers about the possibility of pursuing claims in court when denying full or partial payment.

New regulations change how insurers communicate with customers. All important information about claim denials or benefit approvals will now be sent on paper by default. Electronic versions will only be possible with explicit customer consent.

Key points

Insurers must inform about claim denials in paper form unless the customer consents to email.

When taking out insurance, customers must confirm in writing or on a durable medium that they have read the warnings.

If compensation is denied, the insurer must specify exact reasons and legal basis.

New rules also apply to the Insurance Guarantee Fund – information about benefit approval or denial also on paper.

Insurers must inform customers about the possibility of pursuing claims in court when denying full or partial payment.

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59%

VOTING RESULTS

2025-12-04

For 253

Against 6

Abstain 171

Full voting results open_in_new

gavel

Status:

Vetoed

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Additional Information

Rządowy projekt ustawy o zmianie ustawy - Kodeks cywilny, ustawy o ubezpieczeniach obowiązkowych, Ubezpieczeniowym Funduszu Gwarancyjnym i Polskim Biurze Ubezpieczycieli Komunikacyjnych oraz ustawy o działalności ubezpieczeniowej i reasekuracyjnej.

Print number: PROJEKT USTAWY 1797

Process start date: 2025-10-09

Voting date: 2025-12-04

Voting no: 22

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: kimi-k2.5

Source data: api.sejm.gov.pl

AI work logs for this document launch

Insurance: new rules for customer communication

Key Questions about Insurance: new rules for customer communication