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Simplification of consumer and pawn loan regulations

The act removes unnecessary provisions regarding consumer and pawn loans. The changes aim to streamline the lending market for ordinary customers.
Key points
Removal of the obligation to inform about loan costs at every contact with the customer.
Elimination of the ban on advertising pawn loans in a way that encourages borrowing.
Changes take effect from the day of the act's publication.
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59%
VOTING RESULTS
2024-03-20
For 255
Against 180
Abstain 0
Full voting results open_in_new
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Status:
Became Law
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Additional Information
Poselski projekt ustawy o zmianie ustawy o konsumenckiej pożyczce lombardowej oraz o zmianie niektórych innych ustaw.
Print number: PROJEKT USTAWY 208
Process start date: 2024-02-21
Voting date: 2024-03-20
Voting no: 11
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: kimi-k2.5
Source data: api.sejm.gov.pl
AI work logs for this document launch
Summary & Status

Key Questions about Simplification of consumer and pawn loan regulations

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is PROJEKT USTAWY 208.

When did the legislative process begin?

The process officially started on 2024-02-21.

What are the main provisions?

Key points include:

  • Removal of the obligation to inform about loan costs at every contact with the customer.
  • Elimination of the ban on advertising pawn loans in a way that encourages borrowing.
  • Changes take effect from the day of the act's publication.

What is the specific legal status?

The current status is Became Law.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Where is the official voting record?

The official roll call vote is recorded at: voting record

What is the latest detailed status?

The latest detailed status is: Uchwalono

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-07-17.

Analysis and Potential Impact of PROJEKT USTAWY 208

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

CATEGORIES

Economy