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Draft Law Repealing Consumer Pawn Loan Regulations for Farmers

The draft law aims to repeal regulations that mandate the application of the Consumer Pawn Loan Act, the Consumer Credit Act, and Civil Code provisions on abusive clauses to natural persons running a farm. The proponents argue that current regulations hinder farmers' access to financing and increase its costs.
Key points
Repeal of provisions extending consumer protection to farmers regarding loans and credits.
Proponents point to the risk of increased credit costs for farmers and limited access to financing.
The draft envisages a return to the legal state where farmers are not subject to the Consumer Pawn Loan Act.
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59%
VOTING RESULTS
2024-03-20
For 255
Against 180
Abstain 0
gavel
Status:
Enacted
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Additional Information
Print number: 10_208
Process start date: 2024-02-21
Voting date: 2024-03-20
Meeting no: 8
Voting no: 11
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-3-pro-preview
Source data: api.sejm.gov.pl
AI work logs for this document launch

OFFICIAL LEGAL TITLE

o zmianie ustawy - Kodeks cywilny, ustawy o kredycie konsumenckim oraz ustawy o konsumenckiej pożyczce lombardowej

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 10_208.

When did the legislative process begin?

The process officially started on 2024-02-21.

What are the main provisions?

Key points include:

  • Repeal of provisions extending consumer protection to farmers regarding loans and credits.
  • Proponents point to the risk of increased credit costs for farmers and limited access to financing.
  • The draft envisages a return to the legal state where farmers are not subject to the Consumer Pawn Loan Act.
What is the specific legal status?

The current status is Enacted.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-31.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Agriculture Economy Courts and Law