What is the official ID of this bill?

The official print number for this legislation is PROJEKT USTAWY 2101.

When did the legislative process begin?

The process officially started on 2025-12-19.

What is the specific legal status?

The current status is Became Law.

Where can I read the full text of this legislation?

The full official text is available at: https://api.sejm.gov.pl/sejm/term10/processes/2101/attachment/2101_u3.pdf

Where is the official voting record?

The official roll call vote is recorded at: https://api.sejm.gov.pl/sejm/term10/votings/50/52

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-07-17.

What is the latest detailed status?

The latest detailed status is: Uchwalono

Analysis and Potential Impact of PROJEKT USTAWY 2101

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Banking changes: faster transfers and customer protection

Q: What are the main provisions?

Key points include: Instant euro transfers: money to arrive within 10 seconds, including weekends and holidays Greater protection of customer funds: payment institutions must store money more securely and have bankruptcy contingency plans New fines for banks and financial institutions violating transfer regulations – up to 10% of revenue or PLN 21.5 million Easier bank switching: improved ability to transfer payment accounts Safer bank crisis management: new restructuring rules protecting customers from losing money

The act introduces instant euro transfers across the EU, better protection of customer funds at payment institutions, and new rules for safe bank crisis management. The changes aim to facilitate everyday payments and increase citizens' financial security.

Key points

Instant euro transfers: money to arrive within 10 seconds, including weekends and holidays

Greater protection of customer funds: payment institutions must store money more securely and have bankruptcy contingency plans

New fines for banks and financial institutions violating transfer regulations – up to 10% of revenue or PLN 21.5 million

Easier bank switching: improved ability to transfer payment accounts

Safer bank crisis management: new restructuring rules protecting customers from losing money

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95%

VOTING RESULTS

2026-01-23

For 413

Against 1

Abstain 19

Full voting results open_in_new

gavel

Status:

Became Law

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Additional Information

Rządowy projekt ustawy o zmianie niektórych ustaw związanych z funkcjonowaniem rynku finansowego oraz ochroną uczestników tego rynku.

Print number: PROJEKT USTAWY 2101

Process start date: 2025-12-19

Voting date: 2026-01-23

Voting no: 52

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: kimi-k2.5

Source data: api.sejm.gov.pl

AI work logs for this document launch