What is the official ID of this bill?

The official print number for this legislation is PROJEKT USTAWY 248.

When did the legislative process begin?

The process officially started on 2024-03-18.

What is the specific legal status?

The current status is Became Law.

Where can I read the full text of this legislation?

The full official text is available at: https://api.sejm.gov.pl/sejm/term10/processes/248/attachment/248_u3.pdf

Where is the official voting record?

The official roll call vote is recorded at: https://api.sejm.gov.pl/sejm/term10/votings/9/18

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-07-17.

What is the latest detailed status?

The latest detailed status is: Uchwalono

Analysis and Potential Impact of PROJEKT USTAWY 248

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Mortgage support: higher limits and extended payment suspensions

Q: What are the main provisions?

Key points include: Higher support limits: up to PLN 120,000 total and up to PLN 3,000 monthly for loan repayment. Extended maximum assistance period from 36 to 40 months, with possibility of extension for current beneficiaries. New 2024 payment suspensions: two months in June-August and two months in September-December for families with at least three children or when payments exceed 30% of income. Tenant protection: during payment suspensions, social housing owners cannot raise rent until end of 2024.

The act expands assistance for homeowners with mortgages in financial difficulty. Maximum support increases from PLN 72,000 to PLN 120,000 and the assistance period extends to 40 months. Additional mortgage payment suspensions are introduced in 2024 for selected borrower groups.

Key points

Higher support limits: up to PLN 120,000 total and up to PLN 3,000 monthly for loan repayment.

Extended maximum assistance period from 36 to 40 months, with possibility of extension for current beneficiaries.

New 2024 payment suspensions: two months in June-August and two months in September-December for families with at least three children or when payments exceed 30% of income.

Tenant protection: during payment suspensions, social housing owners cannot raise rent until end of 2024.

article Official text account_balance Process page notifications_active Track this Bill

96%

VOTING RESULTS

2024-04-12

For 424

Against 14

Abstain 4

Full voting results open_in_new

gavel

Status:

Became Law

Record your position for audit.

Why does your vote on bills matter?

It creates raw, undeniable proof. Civic Will provides the permanent data to verify the Government's loyalty towards its citizens (explained here). Start recording it now.

Additional Information

Rządowy projekt ustawy o zmianie ustawy o wsparciu kredytobiorców, którzy zaciągnęli kredyt mieszkaniowy i znajdują się w trudnej sytuacji finansowej oraz ustawy o finansowaniu społecznościowym dla przedsięwzięć gospodarczych i pomocy kredytobiorcom.

Print number: PROJEKT USTAWY 248

Process start date: 2024-03-18

Voting date: 2024-04-12

Voting no: 18

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: kimi

Source data: api.sejm.gov.pl

AI work logs for this document launch