What is the official ID of this bill?

The official print number for this legislation is PROJEKT USTAWY 553.

When did the legislative process begin?

The process officially started on 2024-07-22.

What is the specific legal status?

The current status is Became Law.

Where can I read the full text of this legislation?

The full official text is available at: https://api.sejm.gov.pl/sejm/term10/processes/553/attachment/553_u3.pdf

Where is the official voting record?

The official roll call vote is recorded at: https://api.sejm.gov.pl/sejm/term10/votings/17/9

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-07-17.

What is the latest detailed status?

The latest detailed status is: Uchwalono

Analysis and Potential Impact of PROJEKT USTAWY 553

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Motor Insurance Reforms: Higher Compensation and Insurer Insolvency Protection

Q: What are the main provisions?

Key points include: Higher guarantee limits: up to PLN 29,876,400 for personal injury and PLN 6,021,600 for property damage per single incident Protection against foreign insurer insolvency: Polish Guarantee Fund and Motor Insurers' Bureau will pay compensation when EU-based insurers go bankrupt Anti-discrimination in premium pricing: insurers cannot discriminate based on nationality or country of origin when calculating premiums Motor sports exemption: mandatory motor liability insurance not required for races and competitions if organizer purchases alternative insurance or guarantee New insolvency fund: insurers must pay contributions to secure payouts in case of foreign insurer bankruptcies

New legislation raises maximum vehicle liability insurance payouts to nearly PLN 30 million for personal injury. It also introduces a protection system for victims when foreign insurers go bankrupt – Polish institutions will pay compensation and recover it from the insurer's home country.

Key points

Higher guarantee limits: up to PLN 29,876,400 for personal injury and PLN 6,021,600 for property damage per single incident

Protection against foreign insurer insolvency: Polish Guarantee Fund and Motor Insurers' Bureau will pay compensation when EU-based insurers go bankrupt

Anti-discrimination in premium pricing: insurers cannot discriminate based on nationality or country of origin when calculating premiums

Motor sports exemption: mandatory motor liability insurance not required for races and competitions if organizer purchases alternative insurance or guarantee

New insolvency fund: insurers must pay contributions to secure payouts in case of foreign insurer bankruptcies

article Official text account_balance Process page notifications_active Track this Bill

55%

VOTING RESULTS

2024-09-13

For 245

Against 199

Abstain 0

Full voting results open_in_new

gavel

Status:

Became Law

Record your position for audit.

Why does your vote on bills matter?

It creates raw, undeniable proof. Civic Will provides the permanent data to verify the Government's loyalty towards its citizens (explained here). Start recording it now.

Additional Information

Rządowy projekt ustawy o zmianie ustawy o ubezpieczeniach obowiązkowych, Ubezpieczeniowym Funduszu Gwarancyjnym i Polskim Biurze Ubezpieczycieli Komunikacyjnych oraz ustawy o działalności ubezpieczeniowej i reasekuracyjnej.

Print number: PROJEKT USTAWY 553

Process start date: 2024-07-22

Voting date: 2024-09-13

Voting no: 9

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: kimi-k2.5

Source data: api.sejm.gov.pl

AI work logs for this document launch