New mortgage holiday rules in 2024
The draft law introduces changes to the rules for suspending mortgage payments in 2024. Only individuals whose mortgage payment exceeds 40% of their average monthly household income will be eligible to suspend payments.
Key points
Possibility to suspend one mortgage payment in each quarter of 2024 (4 payments in total per year).
Eligibility for suspension requires the mortgage payment to exceed 40% of the average monthly household income.
The application for suspension must include a declaration of the average monthly household income.
Status:
Withdrawn
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