arrow_back Back to App

Separating Joint Student Loans: New Options for Borrowers

This resolution paves the way for considering a bill that would allow individuals with joint student loans to separate them. This means if you previously combined your student loan with another person, you may now be able to split it, potentially simplifying debt management and impacting your personal finances.
Key points
Enables the separation of joint student consolidation loans, offering more control over individual debt.
Potentially simplifies student loan repayment management for those who previously combined their obligations.
article Official text account_balance Process page
VOTING RESULTS
2022-09-20
52%
For 220
Against 205
Abstain 0
Full voting results open_in_new
Adopted
Citizen Poll
No votes cast
Additional Information
Print number: 117_HRES_1361
Sponsor: Rep. Perlmutter, Ed [D-CO-7]
Process start date: 2022-09-19
Voting date: 2022-09-20
Meeting no: 2
Voting no: 442
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Providing for consideration of the bill (S. 1098) to amend the Higher Education Act of 1965 to authorize borrowers to separate joint consolidation loans; and for other purposes.

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HRES_1361.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2022-09-19.

What are the main provisions?

Key points include:

  • Enables the separation of joint student consolidation loans, offering more control over individual debt.
  • Potentially simplifies student loan repayment management for those who previously combined their obligations.
What is the specific legal status?

The current status is Adopted.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Where is the official voting record?

The official roll call vote is recorded at: voting record

Who is the primary sponsor?

The primary sponsor is Rep. Perlmutter, Ed [D-CO-7].

What is the latest detailed status?

The latest detailed status is: On agreeing to the resolution Agreed to by the Yeas and Nays: 220 - 205 (Roll no. 442). (text: CR H7978)

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

CATEGORIES

Education