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Protecting Servicemembers from Debt Collector Harassment

New rules protect servicemembers and their families from aggressive debt collection practices. Debt collectors cannot threaten rank reduction, security clearance revocation, or military prosecution. This also applies to individuals recently separated from service.
Key points
Prohibits debt collectors from threatening military rank reduction.
Prohibits debt collectors from threatening security clearance revocation.
Prohibits debt collectors from threatening military prosecution.
Protection extends to active servicemembers, their dependents, and those separated within the last 365 days.
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Expired
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Additional Information
Print number: 117_HR_1491
Sponsor: Rep. Dean, Madeleine [D-PA-4]
Process start date: 2021-03-02
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Fair Debt Collection Practices for Servicemembers Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_1491.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-03-02.

What are the main provisions?

Key points include:

  • Prohibits debt collectors from threatening military rank reduction.
  • Prohibits debt collectors from threatening security clearance revocation.
  • Prohibits debt collectors from threatening military prosecution.
  • Protection extends to active servicemembers, their dependents, and those separated within the last 365 days.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Dean, Madeleine [D-PA-4].

What is the latest detailed status?

The latest detailed status is: Pursuant to section 6 of H. Res. 330, and the motion offered by Mr. Hoyer, the following bills passed under suspension of the rules: H.R. 367; H.R. 370; H.R. 396; H.R. 397, as amended; H.R. 408; H.R. 490; H.R. 965, as amended; H.R. 1251, as amended; H.R. 1395; H.R. 1491; H.R. 1528; H.R. 1532; H.R. 1565; H.R. 1602; and H.R. 2523, as amended; and the following resolution was agreed to under suspension of the rules: H. Res. 124, as amended. (consideration: CR H1979-1994; text: CR H1988)

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

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