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Support for Homeowners and Tenants During COVID-19 Pandemic

This act aims to protect homeowners and tenants during the COVID-19 pandemic. It establishes rules for deferring mortgage payments and a support program for landlords who waive rent.
Key points
Mortgage Payment Deferral: Principal or interest payments on residential mortgage loans deferred during the COVID-19 emergency period will not be due until the last day of the loan term.
Tenant Protection Program: A program will be established to provide loans to landlords who waive rent owed by tenants during the COVID-19 emergency period.
Loan Forgiveness for Landlords: Loans to landlords may be forgiven if they allow tenants to extend leases and agree not to evict them for a specified period after the pandemic ends.
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Expired
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Additional Information
Print number: 117_HR_152
Sponsor: Rep. Rush, Bobby L. [D-IL-1]
Process start date: 2021-01-04
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Ensuring HOMES Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_152.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-01-04.

What are the main provisions?

Key points include:

  • Mortgage Payment Deferral: Principal or interest payments on residential mortgage loans deferred during the COVID-19 emergency period will not be due until the last day of the loan term.
  • Tenant Protection Program: A program will be established to provide loans to landlords who waive rent owed by tenants during the COVID-19 emergency period.
  • Loan Forgiveness for Landlords: Loans to landlords may be forgiven if they allow tenants to extend leases and agree not to evict them for a specified period after the pandemic ends.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Rush, Bobby L. [D-IL-1].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

CATEGORIES

Real Estate Benefits Economy