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Support for Homeowners and Tenants During COVID-19 Pandemic

This act aims to protect homeowners and tenants during the COVID-19 pandemic. It establishes rules for deferring mortgage payments and a support program for landlords who waive rent.
Key points
Mortgage Payment Deferral: Principal or interest payments on residential mortgage loans deferred during the COVID-19 emergency period will not be due until the last day of the loan term.
Tenant Protection Program: A program will be established to provide loans to landlords who waive rent owed by tenants during the COVID-19 emergency period.
Loan Forgiveness for Landlords: Loans to landlords may be forgiven if they allow tenants to extend leases and agree not to evict them for a specified period after the pandemic ends.
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Status:
Expired
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Additional Information
Print number: 117_HR_152
Sponsor: Rep. Rush, Bobby L. [D-IL-1]
Process start date: 2021-01-04
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Ensuring HOMES Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_152.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-01-04.

What are the main provisions?

Key points include:

  • Mortgage Payment Deferral: Principal or interest payments on residential mortgage loans deferred during the COVID-19 emergency period will not be due until the last day of the loan term.
  • Tenant Protection Program: A program will be established to provide loans to landlords who waive rent owed by tenants during the COVID-19 emergency period.
  • Loan Forgiveness for Landlords: Loans to landlords may be forgiven if they allow tenants to extend leases and agree not to evict them for a specified period after the pandemic ends.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Rush, Bobby L. [D-IL-1].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Real Estate Benefits Economy