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Protecting credit reports from negative COVID-19 eviction records.

This act aims to remove information about evictions that occurred during the COVID-19 pandemic from consumer credit reports. This ensures that individuals evicted during this difficult period will not have their creditworthiness permanently lowered, making it easier for them to rent housing or obtain loans in the future.
Key points
Information about evictions from the COVID-19 pandemic period (March 13, 2020, until 120 days after the national emergency ends) will not appear on consumer credit reports.
The act applies to all consumer reports issued on or after its enactment date, protecting consumers from negative financial consequences of pandemic-era evictions.
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Additional Information
Print number: 117_HR_1594
Sponsor: Rep. Stanton, Greg [D-AZ-9]
Process start date: 2021-03-03