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Easier Student Loan Forgiveness for Public Service Workers

This act makes it easier for public service employees to qualify for student loan forgiveness. It allows the first 60 monthly payments made under any repayment plan to count towards the required 120 payments. This means public service workers can qualify for debt cancellation sooner, even if they weren't initially on a specific repayment plan.
Key points
The first 60 student loan payments, regardless of the repayment plan, will count towards the 120-payment requirement for loan forgiveness.
This change applies to borrowers who have made fewer than 120 payments as of the act's effective date.
The Department of Education will inform eligible borrowers about this change and options for changing repayment plans.
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Additional Information
Print number: 117_HR_1633
Sponsor: Rep. Foster, Bill [D-IL-11]
Process start date: 2021-03-08
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Public Service Loan Forgiveness Inclusion Act of 2021

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_1633.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-03-08.

What are the main provisions?

Key points include:

  • The first 60 student loan payments, regardless of the repayment plan, will count towards the 120-payment requirement for loan forgiveness.
  • This change applies to borrowers who have made fewer than 120 payments as of the act's effective date.
  • The Department of Education will inform eligible borrowers about this change and options for changing repayment plans.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Foster, Bill [D-IL-11].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Labor.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

CATEGORIES

Education Benefits