What is the official ID of this bill?

The official print number for this legislation is HR 1847.

When did the legislative process begin?

The process officially started on 2021-03-11.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/117/bills/hr1847/BILLS-117hr1847ih.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

Who is the primary sponsor?

The primary sponsor is Rep. Omar, Ilhan [D-MN-5].

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Analysis and Potential Impact of HR 1847

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

COVID-19 Rent and Mortgage Payment Suspension and Forgiveness Act

Q: What are the main provisions?

Key points include: Suspends residential rent and mortgage payments until April 1, 2022, without fines, fees, or negative credit score impact. Forgives all residential rent and mortgage debt accrued from March 13, 2020, through April 1, 2022, with no credit score impact. Establishes Landlord and Lender Relief Funds to reimburse for suspended/forgiven payments, with conditions like rent freezes and anti-discrimination rules. Creates an Affordable Housing Acquisition Fund to help eligible entities purchase multifamily housing for affordable use. Allows individuals to take legal action against lessors or mortgagees who violate these rights, with potential damages and fines.

This bill aims to suspend rent and mortgage payments during the COVID-19 emergency and forgive accrued debts from this period. It also establishes relief funds for landlords and lenders to compensate for lost income, and an affordable housing acquisition fund.

Key points

Suspends residential rent and mortgage payments until April 1, 2022, without fines, fees, or negative credit score impact.

Forgives all residential rent and mortgage debt accrued from March 13, 2020, through April 1, 2022, with no credit score impact.

Establishes Landlord and Lender Relief Funds to reimburse for suspended/forgiven payments, with conditions like rent freezes and anti-discrimination rules.

Creates an Affordable Housing Acquisition Fund to help eligible entities purchase multifamily housing for affordable use.

Allows individuals to take legal action against lessors or mortgagees who violate these rights, with potential damages and fines.

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Additional Information

Rent and Mortgage Cancellation Act of 2021

Print number: HR 1847

Sponsor: Rep. Omar, Ilhan [D-MN-5]

Process start date: 2021-03-11

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-2.5-flash-preview-05-20

Source data: api.congress.gov

AI work logs for this document launch

COVID-19 Rent and Mortgage Payment Suspension and Forgiveness Act

Key Questions about COVID-19 Rent and Mortgage Payment Suspension and Forgiveness Act