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Ending Short-Term Health Insurance Exemptions from 2023

This bill aims to eliminate the option of purchasing short-term health insurance plans, which often offered limited coverage. Starting January 1, 2023, such policies will no longer be available, potentially impacting how citizens access and finance their healthcare.
Key points
As of January 1, 2023, short-term health insurance policies cannot be issued, sold, or renewed.
This change seeks to ensure citizens have access to more comprehensive insurance plans.
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Status:
Expired
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Additional Information
To amend title XXVII of the Public Health Service Act to eliminate the short-term limited duration insurance exemption with respect to individual health insurance coverage.
Print number: HR 1875
Sponsor: Rep. Castor, Kathy [D-FL-14]
Process start date: 2021-03-12
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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Summary & Status

Key Questions about Ending Short-Term Health Insurance Exemptions from 2023

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 1875.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-03-12.

What are the main provisions?

Key points include:

  • As of January 1, 2023, short-term health insurance policies cannot be issued, sold, or renewed.
  • This change seeks to ensure citizens have access to more comprehensive insurance plans.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Castor, Kathy [D-FL-14].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Health.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

Analysis and Potential Impact of HR 1875

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

CATEGORIES

Health