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Protection from Old Debts: No Collection of Time-Barred Claims.

This act aims to protect citizens from debt collectors attempting to recover debts for which the legal collection period has expired. Thanks to this, collectors will not be able to harass people about debts that are already time-barred. This means greater financial security and peace of mind for many individuals.
Key points
Prohibits debt collectors from collecting time-barred debts.
Increases consumer protection against unfair debt collection practices.
article Official text account_balance Process page
Expired
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Additional Information
Print number: 117_HR_2135
Sponsor: Rep. Cohen, Steve [D-TN-9]
Process start date: 2021-03-23
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Fair Debt Collection Improvement Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_2135.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-03-23.

What are the main provisions?

Key points include:

  • Prohibits debt collectors from collecting time-barred debts.
  • Increases consumer protection against unfair debt collection practices.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Cohen, Steve [D-TN-9].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

CATEGORIES

Courts and Law Economy