What is the official ID of this bill?

The official print number for this legislation is HR 2276.

When did the legislative process begin?

The process officially started on 2021-03-29.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/117/bills/hr2276/BILLS-117hr2276ih.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

Who is the primary sponsor?

The primary sponsor is Rep. Brownley, Julia [D-CA-26].

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Ways and Means.

Analysis and Potential Impact of HR 2276

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Permanent Tax Deduction for Mortgage Insurance Premiums

Q: What are the main provisions?

Key points include: The ability to deduct mortgage insurance premiums from income tax becomes permanent, with no expiration date. Homeowners with mortgage insurance can expect ongoing tax relief, potentially lowering their annual tax burden. The changes are effective retroactively from January 1, 2021, meaning they may apply to premiums already paid.

This act makes the tax deduction for mortgage insurance premiums permanent. This means that individuals paying such premiums will be able to reduce their taxable income every year, potentially leading to savings in their household budget. These changes apply to amounts paid from January 1, 2021.

Key points

The ability to deduct mortgage insurance premiums from income tax becomes permanent, with no expiration date.

Homeowners with mortgage insurance can expect ongoing tax relief, potentially lowering their annual tax burden.

The changes are effective retroactively from January 1, 2021, meaning they may apply to premiums already paid.

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Additional Information

Mortgage Insurance Tax Deduction Act of 2021

Print number: HR 2276

Sponsor: Rep. Brownley, Julia [D-CA-26]

Process start date: 2021-03-29

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-2.5-flash-preview-05-20

Source data: api.congress.gov

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Permanent Tax Deduction for Mortgage Insurance Premiums

Key Questions about Permanent Tax Deduction for Mortgage Insurance Premiums