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Protecting human trafficking victims from adverse credit report entries.

This act aims to protect human trafficking victims from negative information on their credit reports if such information resulted from their experiences as victims. Credit agencies will be prohibited from furnishing data directly caused by being a victim, helping them rebuild their financial lives. The act requires credit agencies to remove such entries upon presentation of proper documentation confirming victim status.
Key points
Credit reporting agencies cannot furnish adverse information about human trafficking victims if it resulted from their victimization.
Victims can provide documentation to remove harmful entries from their credit reports.
Clear rules will be established for submitting and documenting victim status to credit agencies.
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Expired
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Additional Information
Print number: 117_HR_2332
Sponsor: Rep. McHenry, Patrick T. [R-NC-10]
Process start date: 2021-04-01
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Debt Bondage Repair Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_2332.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-04-01.

What are the main provisions?

Key points include:

  • Credit reporting agencies cannot furnish adverse information about human trafficking victims if it resulted from their victimization.
  • Victims can provide documentation to remove harmful entries from their credit reports.
  • Clear rules will be established for submitting and documenting victim status to credit agencies.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. McHenry, Patrick T. [R-NC-10].

What is the latest detailed status?

The latest detailed status is: Pursuant to section 8 of H. Res. 473, and the motion offered by Mr. McGovern, the following bills passed under suspension of the rules: H.R. 293; H.R. 587; H.R. 610, as amended; H.R. 1144, as amended; H.R. 1703, as amended; H.R. 1921; H.R. 2008; H.R. 2332, as amended; H.R. 2545; and H.R. 3642, as amended. (consideration: CR H2792-2799; text: CR H2797)

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

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