What is the official ID of this bill?

The official print number for this legislation is HR 2332.

When did the legislative process begin?

The process officially started on 2021-04-01.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/117/bills/hr2332/BILLS-117hr2332rfs.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

Who is the primary sponsor?

The primary sponsor is Rep. McHenry, Patrick T. [R-NC-10].

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What is the latest detailed status?

The latest detailed status is: Pursuant to section 8 of H. Res. 473, and the motion offered by Mr. McGovern, the following bills passed under suspension of the rules: H.R. 293; H.R. 587; H.R. 610, as amended; H.R. 1144, as amended; H.R. 1703, as amended; H.R. 1921; H.R. 2008; H.R. 2332, as amended; H.R. 2545; and H.R. 3642, as amended. (consideration: CR H2792-2799; text: CR H2797)

Analysis and Potential Impact of HR 2332

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Protecting human trafficking victims from adverse credit report entries.

Q: What are the main provisions?

Key points include: Credit reporting agencies cannot furnish adverse information about human trafficking victims if it resulted from their victimization. Victims can provide documentation to remove harmful entries from their credit reports. Clear rules will be established for submitting and documenting victim status to credit agencies.

This act aims to protect human trafficking victims from negative information on their credit reports if such information resulted from their experiences as victims. Credit agencies will be prohibited from furnishing data directly caused by being a victim, helping them rebuild their financial lives. The act requires credit agencies to remove such entries upon presentation of proper documentation confirming victim status.

Key points

Credit reporting agencies cannot furnish adverse information about human trafficking victims if it resulted from their victimization.

Victims can provide documentation to remove harmful entries from their credit reports.

Clear rules will be established for submitting and documenting victim status to credit agencies.

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Status:

Expired

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Additional Information

Debt Bondage Repair Act

Print number: HR 2332

Sponsor: Rep. McHenry, Patrick T. [R-NC-10]

Process start date: 2021-04-01

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-2.5-flash-preview-05-20

Source data: api.congress.gov

AI work logs for this document launch

Protecting human trafficking victims from adverse credit report entries.

Key Questions about Protecting human trafficking victims from adverse credit report entries.