Easier Access to Aid and Savings for Low-Income Individuals
This act aims to simplify access to government benefits and non-profit services for low-income individuals. It introduces pilot projects for HOPE Accounts, enabling financial management, aid applications, and information access via smartphones. The goal is to reduce bureaucracy and save time for those in need, helping them achieve financial stability.
Key points
Allowing the establishment of HOPE Accounts in banks and government agencies for direct deposits and matched savings.
Providing mobile app access for easy job training, placement, benefit information, and online applications.
Offering smartphones and subsidized internet access to those without, along with assistance in using technology.
Enabling direct and free filing for federal and state tax credits and refunds.
Supporting budget planning and monitoring of benefit status and recertification deadlines in one online account.
Introducing HOPE Action Plans to help families achieve long-term financial and life goals.
Prohibiting reduction of benefit values, increased waiting times, or making access to programs more difficult.
Ensuring privacy and security of user data, with a ban on sharing or selling personal information.
Expired
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