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Improved Language Access for Mortgage Services

New rules aim to help individuals with limited English proficiency understand mortgage documents and communications. Lenders and loan servicers will be required to offer language preference forms, translated documents, and oral interpretation services, increasing information accessibility for many citizens.
Key points
Introduction of a standard language preference form for mortgage applications and notices.
Requirement for translated documents and oral interpretation services for individuals who indicate a language preference.
Creation of a website with language resources and a glossary of mortgage terms in multiple languages.
Easier search for housing counselors providing services in various languages.
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Expired
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Additional Information
Print number: 117_HR_3009
Sponsor: Rep. Garcia, Sylvia R. [D-TX-29]
Process start date: 2021-05-07
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Improving Language Access in Mortgage Servicing Act of 2021

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_3009.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-05-07.

What are the main provisions?

Key points include:

  • Introduction of a standard language preference form for mortgage applications and notices.
  • Requirement for translated documents and oral interpretation services for individuals who indicate a language preference.
  • Creation of a website with language resources and a glossary of mortgage terms in multiple languages.
  • Easier search for housing counselors providing services in various languages.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Garcia, Sylvia R. [D-TX-29].

What is the latest detailed status?

The latest detailed status is: Placed on the Union Calendar, Calendar No. 281.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

CATEGORIES

Real Estate Courts and Law