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Protecting Family Tax Refunds from Student Loan Debt Seizures

This bill aims to protect portions of tax refunds, specifically the Child Tax Credit and Earned Income Tax Credit, from being seized to cover student loan debts. This means families receiving these credits will be able to keep more of their refunds, even if they have outstanding student loan obligations. These changes apply to tax refunds for tax years beginning after December 31, 2020.
Key points
Child Tax Credit and Earned Income Tax Credit refunds will be protected from seizure for student loan debt.
Individuals with student loan debt who qualify for these credits will receive a larger portion of their tax refund.
The changes are effective for tax refunds for years starting from 2021 onwards.
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Expired
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Additional Information
Print number: 117_HR_3247
Sponsor: Rep. Garcia, Sylvia R. [D-TX-29]
Process start date: 2021-05-14
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Stop EITC and CTC Seizures Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_3247.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-05-14.

What are the main provisions?

Key points include:

  • Child Tax Credit and Earned Income Tax Credit refunds will be protected from seizure for student loan debt.
  • Individuals with student loan debt who qualify for these credits will receive a larger portion of their tax refund.
  • The changes are effective for tax refunds for years starting from 2021 onwards.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Garcia, Sylvia R. [D-TX-29].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

CATEGORIES

Taxes Family Education