Medicare Access for Early Retired First Responders
This act allows firefighters, police officers, and paramedics aged 50-64 who have retired or are on disability to buy into Medicare. This provides them with access to comprehensive healthcare, including hospital, medical, and prescription drug benefits, before reaching the standard age of 65. The aim is to ensure continuous healthcare for those who often end their service earlier due to the nature of their profession.
Key points
Earlier Medicare Access: First responders (police, firefighters, paramedics) aged 50-64 can buy full Medicare coverage (Parts A, B, and D) upon retirement or disability.
Comprehensive Coverage: The insurance includes the same benefits as for individuals aged 65 and older, including the option to choose Medicare Advantage plans.
Financial Assistance: Eligible individuals may qualify for premium tax credits and cost-sharing reductions, similar to health plans from the insurance exchange.
Medigap Policy Protection: The act ensures the right to purchase Medigap policies without additional health conditions upon initial and subsequent enrollments in Medicare under this program.
Oversight and Outreach: An oversight board will be established, along with outreach programs, to help eligible individuals understand and utilize the new opportunities.
Expired
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