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Increased Disaster Loans: More Aid for Homes and Personal Property

This act raises the maximum federal loan amounts available to individuals affected by disasters. This means citizens can receive more money to repair or rebuild their homes and replace damaged personal belongings after natural calamities. The changes aim to facilitate a quicker return to normalcy after difficult events.
Key points
Increased loan limit for repair or replacement of household and personal effects to $75,000.
Increased loan limit for repair or replacement of a primary residence to $400,000.
Enhanced transparency and regular reporting on the disaster loan program, including the number and value of loans issued.
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Status:
Expired
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Additional Information
Print number: 117_HR_4215
Sponsor: Rep. Salazar, Maria Elvira [R-FL-27]
Process start date: 2021-06-29
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Rebuilding Communities After Disasters Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_4215.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-06-29.

What are the main provisions?

Key points include:

  • Increased loan limit for repair or replacement of household and personal effects to $75,000.
  • Increased loan limit for repair or replacement of a primary residence to $400,000.
  • Enhanced transparency and regular reporting on the disaster loan program, including the number and value of loans issued.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Salazar, Maria Elvira [R-FL-27].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Small Business.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Benefits Real Estate Economy