What is the official ID of this bill?

The official print number for this legislation is HR 4226.

When did the legislative process begin?

The process officially started on 2021-06-29.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/117/bills/hr4226/BILLS-117hr4226ih.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

Who is the primary sponsor?

The primary sponsor is Rep. Gimenez, Carlos A. [R-FL-26].

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Analysis and Potential Impact of HR 4226

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Flood Insurance Fairness Act: Freezing Rates

Q: What are the main provisions?

Key points include: FEMA cannot change flood insurance rates without a new act of Congress. Current flood insurance rates are frozen, providing cost predictability for policyholders.

This act aims to freeze flood insurance rates under the National Flood Insurance Program. This means the Federal Emergency Management Agency (FEMA) cannot adjust these rates without Congressional approval. For citizens with flood insurance, this provides cost stability unless Congress decides otherwise.

Key points

FEMA cannot change flood insurance rates without a new act of Congress.

Current flood insurance rates are frozen, providing cost predictability for policyholders.

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Status:

Expired

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Additional Information

Flood Insurance Fairness Act

Print number: HR 4226

Sponsor: Rep. Gimenez, Carlos A. [R-FL-26]

Process start date: 2021-06-29

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-2.5-flash-preview-05-20

Source data: api.congress.gov

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Flood Insurance Fairness Act: Freezing Rates

Key Questions about Flood Insurance Fairness Act: Freezing Rates