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Women's Retirement Protection: New Rules for Defined Contribution Plans and Part-Time Workers

This act aims to strengthen women's retirement security by requiring spousal consent for distributions from defined contribution plans and making it easier for part-time workers to access retirement plans. It also provides grants for financial literacy education and assistance in obtaining qualified domestic relations orders in divorce cases, enhancing financial stability for women in retirement.
Key points
Mandatory spousal consent for withdrawals from individual defined contribution retirement plans, protecting family savings.
Improved access to retirement plans for part-time employees who work at least 500 hours annually for two consecutive years.
Grant programs for women's financial literacy and legal aid for low-income women and domestic violence survivors in dividing retirement benefits after divorce.
article Official text account_balance Process page
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 117_HR_4678
Sponsor: Rep. Underwood, Lauren [D-IL-14]
Process start date: 2021-07-22
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Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Women's Retirement Protection Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_4678.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-07-22.

What are the main provisions?

Key points include:

  • Mandatory spousal consent for withdrawals from individual defined contribution retirement plans, protecting family savings.
  • Improved access to retirement plans for part-time employees who work at least 500 hours annually for two consecutive years.
  • Grant programs for women's financial literacy and legal aid for low-income women and domestic violence survivors in dividing retirement benefits after divorce.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Underwood, Lauren [D-IL-14].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-02.

CATEGORIES

Labor Family Benefits