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Increased Student Loan Forgiveness for Public Service Workers

This act aims to ease student loan repayment for individuals working in public service. It introduces the possibility of partial debt forgiveness after a specified period of employment, which can significantly reduce the financial burden for many citizens. Additionally, during public service employment, loans can be deferred and interest canceled.
Key points
Individuals in public service may receive partial student loan forgiveness after 2, 4, 6, 8, or 10 years of employment.
The forgiveness percentage increases with the length of service, reaching 30% after 10 years.
During public service employment, eligible federal direct loans can be deferred and accrued interest canceled.
The program applies to new federal direct loans taken out after the act's enactment date.
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Status:
Expired
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Additional Information
Strengthening Loan Forgiveness for Public Servants Act
Print number: HR 4724
Sponsor: Rep. Swalwell, Eric [D-CA-15]
Process start date: 2021-07-27
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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Summary & Status

Key Questions about Increased Student Loan Forgiveness for Public Service Workers

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 4724.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-07-27.

What are the main provisions?

Key points include:

  • Individuals in public service may receive partial student loan forgiveness after 2, 4, 6, 8, or 10 years of employment.
  • The forgiveness percentage increases with the length of service, reaching 30% after 10 years.
  • During public service employment, eligible federal direct loans can be deferred and accrued interest canceled.
  • The program applies to new federal direct loans taken out after the act's enactment date.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Swalwell, Eric [D-CA-15].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Labor.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

Analysis and Potential Impact of HR 4724

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

CATEGORIES

Education Benefits Labor