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Enhanced Consumer Data Protection Against Cyberattacks

This act aims to strengthen the protection of your personal data held by credit reporting agencies. It requires them to implement better safeguards against cyberattacks and grants state authorities greater enforcement powers, thereby increasing the security of your financial information.
Key points
Improved Data Security: Companies collecting your credit history information will need to better protect your data from hackers.
Inspections and Penalties: The Federal Trade Commission will check if companies follow new rules and can impose penalties for violations.
State Lawsuit Rights: State attorneys general can sue companies that fail to protect your data to seek compensation for residents.
Swift Action: The Commission has 90 days to review current standards and 180 days to revise them if found insufficient.
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Status:
Expired
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Additional Information
Protecting Consumer Information Act of 2021
Print number: HR 474
Sponsor: Rep. Lieu, Ted [D-CA-33]
Process start date: 2021-01-25
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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Summary & Status

Key Questions about Enhanced Consumer Data Protection Against Cyberattacks

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 474.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-01-25.

What are the main provisions?

Key points include:

  • Improved Data Security: Companies collecting your credit history information will need to better protect your data from hackers.
  • Inspections and Penalties: The Federal Trade Commission will check if companies follow new rules and can impose penalties for violations.
  • State Lawsuit Rights: State attorneys general can sue companies that fail to protect your data to seek compensation for residents.
  • Swift Action: The Commission has 90 days to review current standards and 180 days to revise them if found insufficient.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Lieu, Ted [D-CA-33].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Consumer Protection and Commerce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

Analysis and Potential Impact of HR 474

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CATEGORIES

Security Courts and Law Economy