What is the official ID of this bill?

The official print number for this legislation is HR 480.

When did the legislative process begin?

The process officially started on 2021-01-25.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/117/bills/hr480/BILLS-117hr480ih.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-02.

Who is the primary sponsor?

The primary sponsor is Rep. Porter, Katie [D-CA-45].

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Health.

Analysis and Potential Impact of HR 480

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Medicare Changes: Limiting Late Enrollment Penalties and New Exclusions

Q: What are the main provisions?

Key points include: The late enrollment penalty for Medicare Part B will be set at 15% of the monthly premium (replacing the current 10% calculation), but will be applied only for a period equal to twice the number of months the individual was not enrolled. Periods during which individuals had COBRA, retiree, or VA coverage will be excluded from the calculation of the late enrollment penalty. Special enrollment periods will be introduced for individuals whose COBRA or retiree coverage terminates.

This act aims to amend the penalty rules for Medicare Part B. Instead of the current regulations, the penalty will be set at a new percentage level, but the duration of its application will be limited. Additionally, periods of COBRA, retiree, or VA coverage will not count towards the penalty, and special enrollment periods will be introduced for certain groups.

Key points

The late enrollment penalty for Medicare Part B will be set at 15% of the monthly premium (replacing the current 10% calculation), but will be applied only for a period equal to twice the number of months the individual was not enrolled.

Periods during which individuals had COBRA, retiree, or VA coverage will be excluded from the calculation of the late enrollment penalty.

Special enrollment periods will be introduced for individuals whose COBRA or retiree coverage terminates.

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Additional Information

Medicare Economic Security Solutions Act

Print number: HR 480

Sponsor: Rep. Porter, Katie [D-CA-45]

Process start date: 2021-01-25

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-3-pro-preview

Source data: api.congress.gov

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Medicare Changes: Limiting Late Enrollment Penalties and New Exclusions

Key Questions about Medicare Changes: Limiting Late Enrollment Penalties and New Exclusions