What is the official ID of this bill?

The official print number for this legislation is HR 5256.

When did the legislative process begin?

The process officially started on 2021-09-14.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/117/bills/hr5256/BILLS-117hr5256ih.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

Who is the primary sponsor?

The primary sponsor is Rep. Luria, Elaine G. [D-VA-2].

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Analysis and Potential Impact of HR 5256

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Access to Property Flood History: New Data Sharing Rules

Q: What are the main provisions?

Key points include: Buyers, renters, and property owners can get information on the number and dollar value of flood claims filed for a property. Data will be available on whether a property requires mandatory flood insurance due to prior federal disaster assistance. Insurance companies can share flood policy and claims data to better assess risk and rates, but not for marketing purposes.

New rules will make it easier to access information about a property's flood history, including reported claims and insurance requirements. This data will be available to buyers, renters, and current owners, helping them assess flood risk.

Key points

Buyers, renters, and property owners can get information on the number and dollar value of flood claims filed for a property.

Data will be available on whether a property requires mandatory flood insurance due to prior federal disaster assistance.

Insurance companies can share flood policy and claims data to better assess risk and rates, but not for marketing purposes.

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Additional Information

Flood History Information Act of 2021

Print number: HR 5256

Sponsor: Rep. Luria, Elaine G. [D-VA-2]

Process start date: 2021-09-14

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-2.5-flash-preview-04-17

Source data: api.congress.gov

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Access to Property Flood History: New Data Sharing Rules

Key Questions about Access to Property Flood History: New Data Sharing Rules