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Federal Employee Relief: Civil Liability Suspension During Government Shutdowns

This act aims to protect federal employees and contractors from adverse financial and legal consequences during government shutdowns. It provides for the temporary suspension of certain civil obligations, such as rent, mortgages, student loans, and taxes, and offers protection against evictions and property seizures.
Key points
Payment Suspension: Ability to defer payments for rent, mortgages, taxes, fines, insurance premiums, and student loan repayments.
Eviction and Foreclosure Protection: Prohibits evictions and property seizures without a court order during a government shutdown.
Student Loan Protection: Allows for deferment of student loan payments, prevents interest accrual, and prohibits adverse credit reporting.
Insurance Protection: Health, life, disability, and motor vehicle insurance policies will not lapse due to non-payment of premiums during a shutdown.
Credit Score Safeguard: Utilizing these protections cannot be used as a basis for credit denial, changes in credit terms, or negative credit reports.
Penalties for Violations: Individuals who violate the provisions of this act may face fines or imprisonment.
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Additional Information
Print number: 117_HR_5456
Sponsor: Rep. Kilmer, Derek [D-WA-6]
Process start date: 2021-09-30
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Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Federal Employees Civil Relief Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_5456.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-09-30.

What are the main provisions?

Key points include:

  • Payment Suspension: Ability to defer payments for rent, mortgages, taxes, fines, insurance premiums, and student loan repayments.
  • Eviction and Foreclosure Protection: Prohibits evictions and property seizures without a court order during a government shutdown.
  • Student Loan Protection: Allows for deferment of student loan payments, prevents interest accrual, and prohibits adverse credit reporting.
  • Insurance Protection: Health, life, disability, and motor vehicle insurance policies will not lapse due to non-payment of premiums during a shutdown.
  • Credit Score Safeguard: Utilizing these protections cannot be used as a basis for credit denial, changes in credit terms, or negative credit reports.
  • Penalties for Violations: Individuals who violate the provisions of this act may face fines or imprisonment.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Kilmer, Derek [D-WA-6].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on the Constitution, Civil Rights, and Civil Liberties.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-02.

CATEGORIES

Labor Courts and Law Benefits