arrow_back Back to App

Health Insurance: COVID-19 Vaccination Status Affects Premiums

This bill allows health insurance companies to adjust premium rates based on an individual's COVID-19 vaccination status. Unvaccinated individuals may face higher premiums, but with specific limits and exceptions. The aim is to encourage vaccination and reduce healthcare costs related to COVID-19.
Key points
Health insurers can increase premiums for unvaccinated individuals, but by no more than 1.5 times.
Increased premiums cannot exceed 10% of the enrollee's household income.
Exceptions apply for individuals with verified medical conditions or sincerely held religious beliefs against vaccination.
Insurers must inform enrollees about vaccine access and cannot raise premiums for vaccinated individuals due to pandemic-related costs.
The bill emphasizes that creating or using fraudulent vaccination cards is a serious federal crime with severe penalties.
article Official text account_balance Process page
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 117_HR_5622
Sponsor: Rep. Gallego, Ruben [D-AZ-7]
Process start date: 2021-10-19
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Vaccine Accountability and Premium Protection Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_5622.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-10-19.

What are the main provisions?

Key points include:

  • Health insurers can increase premiums for unvaccinated individuals, but by no more than 1.5 times.
  • Increased premiums cannot exceed 10% of the enrollee's household income.
  • Exceptions apply for individuals with verified medical conditions or sincerely held religious beliefs against vaccination.
  • Insurers must inform enrollees about vaccine access and cannot raise premiums for vaccinated individuals due to pandemic-related costs.
  • The bill emphasizes that creating or using fraudulent vaccination cards is a serious federal crime with severe penalties.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Gallego, Ruben [D-AZ-7].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Crime, Terrorism, and Homeland Security.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

CATEGORIES

Health