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Flood Insurance Rate Freeze Until September 2022

This act temporarily halts increases in flood insurance premiums under the NFIP program. This means that flood insurance rates will remain at their current levels until September 30, 2022, protecting citizens from sudden cost increases.
Key points
Flood insurance rates will not increase until September 30, 2022.
FEMA cannot adjust flood insurance rates during this period.
article Official text account_balance Process page
Expired
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Additional Information
Print number: 117_HR_5793
Sponsor: Rep. Diaz-Balart, Mario [R-FL-25]
Process start date: 2021-11-01
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

NFIP Risk Rating 2.0 Delay Act of 2021

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_5793.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-11-01.

What are the main provisions?

Key points include:

  • Flood insurance rates will not increase until September 30, 2022.
  • FEMA cannot adjust flood insurance rates during this period.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Diaz-Balart, Mario [R-FL-25].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

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