Lower Patient Copays: Financial Aid Counts Towards Out-of-Pocket Costs
This bill aims to reduce healthcare costs for citizens. It ensures that any additional payments, discounts, or other financial assistance you receive for medication costs will count towards your health insurance's cost-sharing requirements. This means you could reach your out-of-pocket limit faster, potentially leading to lower overall medical bills.
Key points
Third-party payments, financial assistance, discounts, and product vouchers will count towards your deductible, co-insurance, and co-payment.
You may reach your annual out-of-pocket limit sooner, potentially reducing your overall healthcare expenses.
These changes apply to both group and individual health insurance plans.
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