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Student Loan Borrower Support: New Repayment Rules and Assistance

This act aims to protect federal student loan borrowers as the COVID-19 payment pause ends. It introduces new rules for notifying borrowers about payment resumption, simplifies access to income-driven repayment plans, and offers additional support for those facing financial hardship to prevent defaults.
Key points
You will receive at least 6 notifications about your student loan payments resuming, including information on available income-driven repayment options.
Borrowers who struggled with payments before the pandemic will receive priority and additional notifications and support.
For one year after payments resume, you can more easily switch to an income-driven repayment plan by self-certifying your income and family size.
If you face economic hardship, you can apply for a one-year payment deferment, and lenders will inform you about this option.
If you miss payments for 60 days, your loan will automatically be placed in administrative forbearance for 90 days, and you will receive additional outreach.
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Additional Information
Print number: 117_HR_5890
Sponsor: Rep. Bonamici, Suzanne [D-OR-1]
Process start date: 2021-11-05
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Student Loan Borrower Safety Net Act of 2021

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_5890.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-11-05.

What are the main provisions?

Key points include:

  • You will receive at least 6 notifications about your student loan payments resuming, including information on available income-driven repayment options.
  • Borrowers who struggled with payments before the pandemic will receive priority and additional notifications and support.
  • For one year after payments resume, you can more easily switch to an income-driven repayment plan by self-certifying your income and family size.
  • If you face economic hardship, you can apply for a one-year payment deferment, and lenders will inform you about this option.
  • If you miss payments for 60 days, your loan will automatically be placed in administrative forbearance for 90 days, and you will receive additional outreach.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Bonamici, Suzanne [D-OR-1].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Labor.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

CATEGORIES

Education Benefits