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Student Loan Forgiveness for Disaster Survivors with SBA Loans

This act aims to help individuals affected by disasters who received recovery loans from the Small Business Administration (SBA). It allows for the discharge of some or all of their federal student loan debt to prevent double debt burdens.
Key points
Individuals who received an SBA disaster loan on or after January 1, 2020, may be eligible for federal student loan forgiveness.
The amount of student loan forgiveness cannot exceed the amount of the received SBA disaster loan.
The Department of Education will create procedures to identify eligible individuals and process the loan discharges.
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Status:
Expired
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Additional Information
Print number: 117_HR_6125
Sponsor: Rep. Carter, Troy [D-LA-2]
Process start date: 2021-12-02
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-04-17
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

No Double Debt for Disaster Survivors Act of 2021

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_6125.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-12-02.

What are the main provisions?

Key points include:

  • Individuals who received an SBA disaster loan on or after January 1, 2020, may be eligible for federal student loan forgiveness.
  • The amount of student loan forgiveness cannot exceed the amount of the received SBA disaster loan.
  • The Department of Education will create procedures to identify eligible individuals and process the loan discharges.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Carter, Troy [D-LA-2].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Labor.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Education Benefits Economy