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Improved Health Coverage Information After Job Loss

This act aims to improve how health plans inform individuals losing their jobs about their health coverage options. It ensures citizens receive clearer information about COBRA continuation coverage and alternatives available through health insurance marketplaces, including potential financial assistance.
Key points
COBRA continuation coverage notices will include website addresses for health insurance marketplaces (e.g., healthcare.gov).
Information will clearly explain that individuals can choose marketplace coverage with financial assistance instead of COBRA.
Notices will detail consumer protections and financial assistance availability on health insurance marketplaces.
Individuals will be informed they can apply for Medicaid or CHIP at any time, without a special enrollment period.
Model COBRA notices will be updated and tested to ensure clarity for all citizens.
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Additional Information
Print number: 117_HR_6384
Sponsor: Rep. Harder, Josh [D-CA-10]
Process start date: 2022-01-12