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Federal Employee Short-Term Disability Insurance: Income Protection for Non-Work Issues.

This act establishes a voluntary short-term disability insurance program for federal employees. It aims to protect against loss of pay due to non-work-related injury or disability, family care leave, childbirth, or adoption. Employees are responsible for 100% of the premium costs.
Key points
Voluntary Insurance: Federal employees can choose whether to enroll in the program.
Income Protection: Provides financial support for short-term non-work-related injury, disability, family care, childbirth, or adoption.
No Pre-existing Condition Exclusions: Insurance cannot deny coverage or charge higher premiums due to pre-existing conditions.
Benefit Amount: Benefits are up to 70% of annual pay, capped at 70% of the GS-15 maximum rate.
Waiting Period Options: Employees select a waiting period (8 to 181 days), which affects premium costs.
Employee-Paid Premiums: Employees are responsible for 100% of the insurance premiums.
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Additional Information
Print number: 117_HR_6932
Sponsor: Del. Norton, Eleanor Holmes [D-DC-At Large]
Process start date: 2022-03-03