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Easier Access to Health Insurance for Businesses and Self-Employed.

The FLEX Act aims to make it easier for small businesses and self-employed individuals to access health insurance by allowing the creation of "association health plans." Groups of employers can jointly offer coverage, provided they meet specific requirements.
Key points
New rules make it easier for groups of employers (e.g., from the same industry or region) to jointly offer health insurance to their employees.
Self-employed individuals may qualify to join these plans as employees.
These plans must meet requirements regarding structure, control, and non-discrimination based on health status.
Participating in such a plan does not create an employment relationship between group members.
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Expired
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Additional Information
Print number: 117_HR_742
Sponsor: Rep. Budd, Ted [R-NC-13]
Process start date: 2021-02-03
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Summarized by: gemini-2.5-flash-preview-04-17
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

FLEX Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_742.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-02-03.

What are the main provisions?

Key points include:

  • New rules make it easier for groups of employers (e.g., from the same industry or region) to jointly offer health insurance to their employees.
  • Self-employed individuals may qualify to join these plans as employees.
  • These plans must meet requirements regarding structure, control, and non-discrimination based on health status.
  • Participating in such a plan does not create an employment relationship between group members.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Budd, Ted [R-NC-13].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Health.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

CATEGORIES

Health Labor