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Easier Access to Health Insurance for Businesses and Self-Employed.

The FLEX Act aims to make it easier for small businesses and self-employed individuals to access health insurance by allowing the creation of "association health plans." Groups of employers can jointly offer coverage, provided they meet specific requirements.
Key points
New rules make it easier for groups of employers (e.g., from the same industry or region) to jointly offer health insurance to their employees.
Self-employed individuals may qualify to join these plans as employees.
These plans must meet requirements regarding structure, control, and non-discrimination based on health status.
Participating in such a plan does not create an employment relationship between group members.
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Status:
Expired
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Additional Information
FLEX Act
Print number: HR 742
Sponsor: Rep. Budd, Ted [R-NC-13]
Process start date: 2021-02-03
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-04-17
Source data: api.congress.gov
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Summary & Status

Key Questions about Easier Access to Health Insurance for Businesses and Self-Employed.

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 742.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-02-03.

What are the main provisions?

Key points include:

  • New rules make it easier for groups of employers (e.g., from the same industry or region) to jointly offer health insurance to their employees.
  • Self-employed individuals may qualify to join these plans as employees.
  • These plans must meet requirements regarding structure, control, and non-discrimination based on health status.
  • Participating in such a plan does not create an employment relationship between group members.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Budd, Ted [R-NC-13].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Health.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

Analysis and Potential Impact of HR 742

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

CATEGORIES

Health Labor