arrow_back Back to App

End Student Loan Payment Pause, Limit Executive Authority

This bill aims to end the current suspension of federal student loan payments and restrict the President's and Secretary of Education's ability to unilaterally suspend, defer, or cancel loans in the future. This means federal student loan borrowers will need to resume payments, and future relief will require Congressional approval.
Key points
The COVID-19 federal student loan payment pause will end 30 days after the bill becomes law.
The President or Secretary of Education will no longer be able to unilaterally suspend, defer, or cancel federal student loans without Congressional approval.
New rules limit payment suspensions to 90 days during a national emergency and exclude high-income earners (above 400% of the poverty line) from potential future relief.
Any future executive actions to suspend payments or cancel loans will be subject to Congressional review.
article Official text account_balance Process page
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 117_HR_7656
Sponsor: Rep. Murphy, Gregory [R-NC-3]
Process start date: 2022-05-03
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Stop Reckless Student Loan Actions Act of 2022

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_7656.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2022-05-03.

What are the main provisions?

Key points include:

  • The COVID-19 federal student loan payment pause will end 30 days after the bill becomes law.
  • The President or Secretary of Education will no longer be able to unilaterally suspend, defer, or cancel federal student loans without Congressional approval.
  • New rules limit payment suspensions to 90 days during a national emergency and exclude high-income earners (above 400% of the poverty line) from potential future relief.
  • Any future executive actions to suspend payments or cancel loans will be subject to Congressional review.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Murphy, Gregory [R-NC-3].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

CATEGORIES

Education Economy