arrow_back Civic Audit
Share share

Enhanced Student Loan Protection: Data Access and Oversight

This act aims to strengthen protections for student loan borrowers by ensuring the Consumer Financial Protection Bureau (CFPB) receives access to data from the Department of Education upon request. This will enable the CFPB to better monitor the market, and the act also mandates ensuring sufficient staffing to carry out these duties.
Key points
The Department of Education will be required to provide student loan data to the Consumer Financial Protection Bureau (CFPB) as requested by the Director or Ombudsman.
The Secretary is prohibited from entering agreements with loan servicers unless they agree to provide information to the CFPB.
The CFPB Director must ensure that supervisory and enforcement units are provided with sufficient staff to carry out their functions.
Existing Memoranda of Understanding (MOUs) between the CFPB and the Department of Education regarding information sharing must remain in effect and can only be amended to improve coordination.
article Official text account_balance Process page notifications_active Track this Bill
gavel
Status:
Expired
Record your position for audit.
Why does your vote on bills matter?
It creates raw, undeniable proof. Civic Will provides the permanent data to verify the Government's loyalty towards its citizens (explained here). Start recording it now.
Additional Information
Print number: 117_HR_7729
Sponsor: Rep. Porter, Katie [D-CA-45]
Process start date: 2022-05-11
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-3-pro-preview
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

CFPB Student Loan Integrity and Transparency Act of 2022

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_7729.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2022-05-11.

What are the main provisions?

Key points include:

  • The Department of Education will be required to provide student loan data to the Consumer Financial Protection Bureau (CFPB) as requested by the Director or Ombudsman.
  • The Secretary is prohibited from entering agreements with loan servicers unless they agree to provide information to the CFPB.
  • The CFPB Director must ensure that supervisory and enforcement units are provided with sufficient staff to carry out their functions.
  • Existing Memoranda of Understanding (MOUs) between the CFPB and the Department of Education regarding information sharing must remain in effect and can only be amended to improve coordination.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Porter, Katie [D-CA-45].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-02.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Education Courts and Law Economy