arrow_back Civic Audit
Share share

Limiting Public Service Loan Forgiveness for High-Income Earners

This bill proposes changes to the Public Service Loan Forgiveness program. Monthly payments made by individuals with an adjusted gross income exceeding $173,000 per year will no longer count towards the required number of qualifying payments for loan forgiveness. This means higher-earning public servants may lose eligibility for full student loan forgiveness.
Key points
Introduces an income limit of $173,000 per year for Public Service Loan Forgiveness eligibility.
Payments made by borrowers exceeding this income threshold will not count towards the forgiveness requirement.
This change could impact the financial planning of higher-earning public service employees.
article Official text account_balance Process page notifications_active Track this Bill
gavel
Status:
Expired
Record your position for audit.
Why does your vote on bills matter?
It creates raw, undeniable proof. Civic Will provides the permanent data to verify the Government's loyalty towards its citizens (explained here). Start recording it now.
Additional Information
Print number: 117_HR_8098
Sponsor: Rep. Buck, Ken [R-CO-4]
Process start date: 2022-06-16
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

To limit eligibility for public service loan forgiveness to borrowers of Federal student loans with incomes below a certain maximum threshold, and for other purposes.

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_8098.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2022-06-16.

What are the main provisions?

Key points include:

  • Introduces an income limit of $173,000 per year for Public Service Loan Forgiveness eligibility.
  • Payments made by borrowers exceeding this income threshold will not count towards the forgiveness requirement.
  • This change could impact the financial planning of higher-earning public service employees.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Buck, Ken [R-CO-4].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Labor.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Education Benefits