arrow_back Back to App

Easier Student Loan Forgiveness for Public Service Workers

This bill aims to significantly ease the path to federal student loan forgiveness for individuals working in public service. It shortens the required repayment period and broadens the types of payments that count, including late or partial payments, and periods of military or Peace Corps service, even if the loan was in deferment. This means faster and simpler debt relief for many.
Key points
The number of required monthly payments for loan forgiveness is reduced from 120 to 60 (from 10 years to 5 years).
Previous payments will count, even if they were late or for less than the full amount.
Periods of active duty military service or Peace Corps service will count as payments, even if the loan was in deferment.
Allows consolidation of certain loan types (Federal PLUS Loan, Joint Consolidation Loan) to qualify for forgiveness.
article Official text account_balance Process page
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 117_HR_8330
Sponsor: Rep. Courtney, Joe [D-CT-2]
Process start date: 2022-07-12
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Strengthening and Improving Public Service Loan Forgiveness Act of 2022

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_8330.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2022-07-12.

What are the main provisions?

Key points include:

  • The number of required monthly payments for loan forgiveness is reduced from 120 to 60 (from 10 years to 5 years).
  • Previous payments will count, even if they were late or for less than the full amount.
  • Periods of active duty military service or Peace Corps service will count as payments, even if the loan was in deferment.
  • Allows consolidation of certain loan types (Federal PLUS Loan, Joint Consolidation Loan) to qualify for forgiveness.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Courtney, Joe [D-CT-2].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Labor.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

CATEGORIES

Education Benefits