arrow_back Back to App

Easier Student Loan Forgiveness for Public Service Workers

This bill aims to simplify federal student loan forgiveness for individuals in public service. The changes are designed to help more people qualify for the program, which has been largely ineffective, by including a broader range of payment types and employment categories.
Key points
Expanded Eligible Payments: Periods of deferment and forbearance will now count towards the required 120 payments, making it easier to meet the criteria.
Broader Public Service Definition: The definition of public service is expanded to include more professions, such as school support staff (e.g., administrative, transportation, food service), and AmeriCorps and Peace Corps volunteers.
Consolidation and Parent PLUS Loan Facilitation: Consolidated loans will credit prior public service work, and for Parent PLUS loans, either the parent or the student can fulfill the public service requirement.
Flexible Full-Time Definition: The definition of full-time employment is made more flexible for teachers and lecturers, accounting for credit hours taught.
Streamlined Teacher Loan Forgiveness: Certain restrictions in teacher loan forgiveness programs are removed.
article Official text account_balance Process page
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 117_HR_8474
Sponsor: Rep. Norcross, Donald [D-NJ-1]
Process start date: 2022-07-21
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Second Chance at Public Service Loan Forgiveness Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_8474.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2022-07-21.

What are the main provisions?

Key points include:

  • Expanded Eligible Payments: Periods of deferment and forbearance will now count towards the required 120 payments, making it easier to meet the criteria.
  • Broader Public Service Definition: The definition of public service is expanded to include more professions, such as school support staff (e.g., administrative, transportation, food service), and AmeriCorps and Peace Corps volunteers.
  • Consolidation and Parent PLUS Loan Facilitation: Consolidated loans will credit prior public service work, and for Parent PLUS loans, either the parent or the student can fulfill the public service requirement.
  • Flexible Full-Time Definition: The definition of full-time employment is made more flexible for teachers and lecturers, accounting for credit hours taught.
  • Streamlined Teacher Loan Forgiveness: Certain restrictions in teacher loan forgiveness programs are removed.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Norcross, Donald [D-NJ-1].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Labor.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

CATEGORIES

Education Benefits Labor